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Investigating Blockchain Consensus Models for Transparent and Efficient Insurance Systems

by Urvi Satish Kolawala, Veena Jokhakar
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International Journal of Computer Applications
Foundation of Computer Science (FCS), NY, USA
Volume 187 - Number 57
Year of Publication: 2025
Authors: Urvi Satish Kolawala, Veena Jokhakar
10.5120/ijca2025925970

Urvi Satish Kolawala, Veena Jokhakar . Investigating Blockchain Consensus Models for Transparent and Efficient Insurance Systems. International Journal of Computer Applications. 187, 57 ( Nov 2025), 30-37. DOI=10.5120/ijca2025925970

@article{ 10.5120/ijca2025925970,
author = { Urvi Satish Kolawala, Veena Jokhakar },
title = { Investigating Blockchain Consensus Models for Transparent and Efficient Insurance Systems },
journal = { International Journal of Computer Applications },
issue_date = { Nov 2025 },
volume = { 187 },
number = { 57 },
month = { Nov },
year = { 2025 },
issn = { 0975-8887 },
pages = { 30-37 },
numpages = {9},
url = { https://ijcaonline.org/archives/volume187/number57/investigating-blockchain-consensus-models-for-transparent-and-efficient-insurance-systems/ },
doi = { 10.5120/ijca2025925970 },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
}
%0 Journal Article
%1 2025-11-18T21:11:12.103286+05:30
%A Urvi Satish Kolawala
%A Veena Jokhakar
%T Investigating Blockchain Consensus Models for Transparent and Efficient Insurance Systems
%J International Journal of Computer Applications
%@ 0975-8887
%V 187
%N 57
%P 30-37
%D 2025
%I Foundation of Computer Science (FCS), NY, USA
Abstract

Many industries are turning to blockchain as a potential new frontier, with benefits such as increased security and transparency and decentralisation. Through the analysis of consensus mechanisms, scalability, and sector-specific implementation issues related to blockchain development, this paper presents insights from 33 studies. Despite the operational complexity, hybrid consensus models like PoW/PoS and PBFT remain useful for balancing security as well as efficiency, according to key findings. It explores scaling solutions, including sharding and off-chain approaches, as well as their tradeoffs in cross-shard communication and trust.

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Index Terms

Computer Science
Information Sciences

Keywords

Blockchain consensus mechanisms scalability smart contracts decentralized applications security interoperability

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