| International Journal of Computer Applications |
| Foundation of Computer Science (FCS), NY, USA |
| Volume 187 - Number 79 |
| Year of Publication: 2026 |
| Authors: Rahul Kumar Thatikonda, Sucharitha Donepudi |
10.5120/ijca2026926346
|
Rahul Kumar Thatikonda, Sucharitha Donepudi . Enhancing Economic Efficiency in U.S. Healthcare: A Human-in-the-Loop AI Pipeline for Regulatory Compliance and Cost Assurance in Life Sciences. International Journal of Computer Applications. 187, 79 ( Feb 2026), 1-4. DOI=10.5120/ijca2026926346
Organizations managing large volumes of service agreements in life sciences and biotechnology face persistent revenue leakage and compliance failures because critical billing-relevant terms—payment schedules, volume discounts, late-payment penalties, and renewal escalations—are embedded in unstructured legal language. By automating the financial governance of clinical research and supply chain agreements, this framework addresses a critical source of administrative waste that contributes to rising costs in the broader U.S. healthcare system. This paper presents an implementable, human-in-the-loop architecture for contract ingestion, clause segmentation, term extraction, and billing rule generation with full traceability. The system was evaluated on a dataset of 100 expertly curated and densely annotated biotech/clinical research contracts using a 5-fold cross-validation protocol. Results demonstrate: (1) 89.3% precision and 93.1% F1-score in clause classification, (2) 92.0% overall extraction accuracy across five key billing fields, and (3) a 75% reduction in downstream billing error rates compared to manual workflows. The approach combines supervised learning for extraction with deterministic rule-based logic for normalization, ensuring the auditability required for regulated environments.