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Reseach Article

Multi-Level Security for ATM Transaction

Published on February 2015 by Anusha Salam, Asha Ali
Advanced Computing and Communication Techniques for High Performance Applications
Foundation of Computer Science USA
ICACCTHPA2014 - Number 5
February 2015
Authors: Anusha Salam, Asha Ali

Anusha Salam, Asha Ali . Multi-Level Security for ATM Transaction. Advanced Computing and Communication Techniques for High Performance Applications. ICACCTHPA2014, 5 (February 2015), 27-29.

author = { Anusha Salam, Asha Ali },
title = { Multi-Level Security for ATM Transaction },
journal = { Advanced Computing and Communication Techniques for High Performance Applications },
issue_date = { February 2015 },
volume = { ICACCTHPA2014 },
number = { 5 },
month = { February },
year = { 2015 },
issn = 0975-8887,
pages = { 27-29 },
numpages = 3,
url = { /proceedings/icaccthpa2014/number5/19465-6062/ },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
%0 Proceeding Article
%1 Advanced Computing and Communication Techniques for High Performance Applications
%A Anusha Salam
%A Asha Ali
%T Multi-Level Security for ATM Transaction
%J Advanced Computing and Communication Techniques for High Performance Applications
%@ 0975-8887
%N 5
%P 27-29
%D 2015
%I International Journal of Computer Applications

Automated Teller Machines (ATM) have become a part of prestige of the banks all over the world. As the banks compete by opening more and more ATM's every year, research is going on of several aspects of ATM especially security. In real time ATM, user is authenticated only by a four digit Personal Identification Number (PIN) which can be compromised easily. Since this single level is vulnerable to attack, this paper proposes multiple security levels that can minimize the first financial risk to customers. The multiple security levels comprises of an extra user authentication and location aware transaction verification mechanisms Since possessing a smartphone has become a trend in current scenario, to use this functionality user is assumed to have a smartphone with good GPS functionality. Unlike prior research, this concept is a cost effective way that can be easily integrated into the current ATM functionality. Moreover, there is a provision for the user to directly block his card in context of misuse rather than dialing or contacting a third party.

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Index Terms

Computer Science
Information Sciences


Multi-level Security Atm Card Misuse Location-aware Transaction Verification Smartphone Application Gps