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Reseach Article

Smart Loan Generation System for Small and Medium Financial Enterprises

by Pranjal Chikhaliker, Suvarna Patil, Shubham Jaiswal, Dhanashree Patil, Neeta Chavan
International Journal of Computer Applications
Foundation of Computer Science (FCS), NY, USA
Volume 174 - Number 25
Year of Publication: 2021
Authors: Pranjal Chikhaliker, Suvarna Patil, Shubham Jaiswal, Dhanashree Patil, Neeta Chavan
10.5120/ijca2021921166

Pranjal Chikhaliker, Suvarna Patil, Shubham Jaiswal, Dhanashree Patil, Neeta Chavan . Smart Loan Generation System for Small and Medium Financial Enterprises. International Journal of Computer Applications. 174, 25 ( Mar 2021), 34-37. DOI=10.5120/ijca2021921166

@article{ 10.5120/ijca2021921166,
author = { Pranjal Chikhaliker, Suvarna Patil, Shubham Jaiswal, Dhanashree Patil, Neeta Chavan },
title = { Smart Loan Generation System for Small and Medium Financial Enterprises },
journal = { International Journal of Computer Applications },
issue_date = { Mar 2021 },
volume = { 174 },
number = { 25 },
month = { Mar },
year = { 2021 },
issn = { 0975-8887 },
pages = { 34-37 },
numpages = {9},
url = { https://ijcaonline.org/archives/volume174/number25/31831-2021921166/ },
doi = { 10.5120/ijca2021921166 },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
}
%0 Journal Article
%1 2024-02-07T00:23:04.551720+05:30
%A Pranjal Chikhaliker
%A Suvarna Patil
%A Shubham Jaiswal
%A Dhanashree Patil
%A Neeta Chavan
%T Smart Loan Generation System for Small and Medium Financial Enterprises
%J International Journal of Computer Applications
%@ 0975-8887
%V 174
%N 25
%P 34-37
%D 2021
%I Foundation of Computer Science (FCS), NY, USA
Abstract

In the socio-economic development field, the Indian banking sectors play an important role through its pioneering as well as conventional services in the current period with innovative models in banking payments and small financing sectors. The paper focuses on the following question, “what factors would lead the customer to apply for a bank loan?”. Four constituents namely human capital, business strategy, firm and information asymmetry underlie the theoretical framework of this study. The main purpose of the project is to develop a system model based on bank loan for its applicability.

References
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Index Terms

Computer Science
Information Sciences

Keywords

Banking Loan Bank loan model Socio economic development